Before submiting a deal to us please review our purchase criteria. If you have any questions or doubts about whether we will be interested in purchasing the note or portfolio please contact us.

WE BUY:

• 1st, 2nd, or 3rd position Trust Deeds.
• Non-performing Trust Deeds.
• Trust Deeds behind a Foreclosing Lien.
• Trust Deeds w/ a Balloon Due in 60 months or less.
• Trust Deeds that are part of a Bankruptcy. Both where a borrower has filed BK or a lender has filed and is liquidating assets.
• Secured by SFR, Condominium, Multi-Family, Mobile Homes attached to Land, Commercial, Land.

To be considered for purchase the loan must meet all of the following requirements:

• Minimum 12 months seasoning.
• No Minimum Loan Amount
• Max Loan Amounts: Pools or Individual Loan Amounts up to $10mil
  Security property must be located in California , Washington , Nevada , Arizona , Oregon , Hawaii , or Colorado.
• Top dollar paid for non-performing Trust Deeds.
• We pay up to 70% of the principal balance for delinquent 2nd position trust deeds.
• Price will reflect minimum of 25% annual yield to "ELA".
• Maximum Loan to Value / Combined Loan to Value: ***80%-85%.
• Please note LTV limits will vary depending on accrued interest and late fees, terms/status of any senior liens, property taxes due, and condition of property. Please don't send us newly created notes that are 100% Financed.
• No properties with environmental concerns or unsecured mobile homes.
• We do not purchase business notes unless the note is secured by Real Estate owned by the business.